Showing posts with label Pioneer Generation Package. Show all posts
Showing posts with label Pioneer Generation Package. Show all posts

Monday, August 17, 2015

MediShield Life video in Hokkien proves a hit

Source Website: http://news.asiaone.com/news/singapore/medishield-life-video-hokkien-proves-hit
By Jalelah Abu Baker, jalmsab@sph.com.sg, The Straits Times, Monday, 03 August 2015


The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
Journey to the best of health in this Hokkien MV. Monkey King and Spider Spirit cruise among the celestial clouds, overcome great obstacles, and unveil the secret to staying healthy.
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEio3wZlOvjRgVB0U0QzNd-civaB0r5hhNZbMYgbC_sBMQaPUZAL6RJ9QqBYnp5HufNtpJ8ba4FLtqkuymcknyWNeJdxeV_uTYX0TMCQ7WJqFOX0O_r9rOVBxb0EwYoZXRiEXEbxgYyAAkg/s1600/%25E5%2598%25BB%25E6%25B8%25B8%25E8%25AE%25B0-11.jpg
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



A video about the new health insurance scheme MediShield Life targeted at the pioneer generation has hit just the right notes.

Uploaded on YouTube and Facebook by gov.sg last Monday, it features local getai artists Wang Lei and Liu Ling Ling playing the characters of Monkey King and Spider Spirit, respectively, from the classic 16th-century Chinese novel Journey To The West.



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
it features local getai artists Wang Lei and Liu Ling Ling playing the characters of Monkey King and Spider Spirit from the classic 16th-century Chinese novel Journey To The West.
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVjWgaRPCLpe8doxQOvQAqrvf8vdDyq1yWIxLj7Fzy_2Xt-mh8oj49669W53BqhLtwAKhh7WzHjHZfDWuCbbVp0NsiPD5NoRerlv5k9e7PNTm6ifnp7cG860UkYNVCiT88JhTDrOehhWA/s1600/%25E5%2598%25BB%25E6%25B8%25B8%25E8%25AE%25B0-21.jpg
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



The video is in the Hokkien dialect. There are also Chinese subtitles and an English translation in the YouTube description of the video, which has received more than 300,000 views so far.

Mr Jeff Cheong, president of digital agency Tribal Worldwide, said the total number of views, including those on Facebook, has exceeded 750,000.



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
There are also Chinese subtitles and an English translation in the YouTube description of the video.
The Journey (English Translation)
Little umbrella, little umbrella
You are a little umbrella
With the Pioneer Generation Package accompanying me
And MediShield Life protecting me
I can live happily with no worries

You are a little umbrella
By my side, taking care of me
Accompanied by the Pioneer Generation Package
PG Card in my hand
I get subsidies when seeing the doctor

You are my little umbrella
I’m not afraid of hospitalisation
With MediShield Life helping me
Because I pay insurance premiums
Staying in hospital is cheaper

Insurance is like a little umbrella
Accompanying me my whole life
Regardless of your age
Or whether you have pre-existing conditions
MediShield Life will accompany you till you are old

Insurance is like a little umbrella
Pioneers have insurance
Whether you need to stay in hospital
Or require surgery
Your bills will be reduced

MediShield Life protecting me
The Pioneer Generation Package accompanying me
I have good health and spirits
When I have to stay in hospital
There is MediShield Life
I can live happily
With my PG Card
Taking care of me for life
Accompanying me till I am old
PG Card
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjr6eRRFY84TVHShd4BNbpvVC_6Rz04M93ZWVeRRDaN0YLOLHR6wyxPLshYKsAF8jba3K2XZ6TvUh9moG5te3bDsihPh0CSvYEUehaUd8FqEumAqg-1I0qUyCGRQFkOoptxkQ-fMYz4njI/s1600/%25E5%2598%25BB%25E6%25B8%25B8%25E8%25AE%25B0-31.jpg
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



The idea of using Journey To The West came about when brainstorming for a concept that would connect with the pioneer generation. It will also coincide with the upcoming getai show season.

The lyrics in the Government- commissioned video goes: "I'm not afraid of hospitalisation; With MediShield Life helping me. Because I pay insurance premiums; Staying in hospital is cheaper."



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
The idea of using Journey To The West came about when brainstorming for a concept that would connect with the pioneer generation. It will also coincide with the upcoming getai show season.
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKR9MPH2eFqVFKUbqkL9bsH9S4oU7iF2oZh3FLOCwp2-G9tKGCzFBaGJ5thyphenhyphenZrQXmPqLu7rcyHS1EBuCNignN1XuqjMFokcjjHbMQAe4J4jqLeGyPJjZVYdqeBV8kim99GsLVIfb-0iKQ/s1600/%25E5%2598%25BB%25E6%25B8%25B8%25E8%25AE%25B0-41.jpg
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



Premium subsidies for MediShield Life are part of the Pioneer Generation Package, introduced by the Government to honour and thank those who have put in effort to build Singapore. The package also includes Medisave top-ups and subsidies at various clinics.

Singaporean film director Royston Tan, who was behind the video, urged the actors to use their imagination as they performed in front of a green screen - which was later superimposed with images of them in the sky.



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
The actors are urged to use their imagination as they performed in front of a green screen - which was later superimposed with images of them in the sky.
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9Bi74INPHJBAQ3-E_ch4izn8PLYOgkfovMO4fUC_RjFZOyxqXgU0NqtFLF-g4IiPSuSx6DkSqoM9fz6vrgD2vQvNp8hN5TOnln3feAJCIjJsw4QXDazV2o8-e53t21TYdoHpHdw2kORs/s1600/Deity-5.jpg
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



"I was telling them: Right now, you're flying past a mountain, there's thunder, and there are soldiers coming," he said.

A Ministry of Communications and Information spokesman said: "This is the first time we are using a folk tale to explain a government policy, as many pioneers would be familiar with Journey To The West."

By Jalelah Abu Baker, jalmsab@sph.com.sg, The Straits Times, Monday, 03 August 2015


The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
Premium subsidies for MediShield Life are part of the Pioneer Generation Package.
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVYQq1CGf90GysSJ8sHF5kXI0GIW0N_jLbKdonZAqEewSHteuNvGdDVbrxQUEy2TvRiMZEOWI7RjCoN9WjGFY9h7WBf5LGpb38zHQ-O8yfAlNd2rm4ZZI32oVM1h5PO1g4nsAk4eavTFM/s1600/Deity-3.jpg
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
Posted by govsingapore, Published on 27 July 2015

From: https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8


Pioneer Generation Package – Pioneer Cheer 咱是自己人 Zán shì zì jǐ rén (Teochew with Chinese subtitles)
Posted by govsingapore, Published on 13 August 2015

From: https://www.youtube.com/watch?v=xT_7lvIcI5I


Pioneer Generation Package – Pioneer Showtime 半斤八两PG 版 Bàn jīn bā liǎng PG bǎn (Cantonese with Chinese subtitles)
Posted by govsingapore, Published on 13 August 2015

From: https://www.youtube.com/watch?v=z9z8meqvsQo



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
"This is the first time we are using a folk tale to explain a government policy, as many pioneers would be familiar with Journey To The West."
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbB9vGJZjV1uNAWXiewDoQVFfrXbGeIOxB195LC4X4ddRPybMttK0-t4tZopk0kOlc5lJya_dbW3Sv8jJlLaJdOfJYwfepGKHbAY8XY3Mi5ySOg1VEtc6cS79W9i9o10yKcT0bfFGK72s/s1600/Spider.gif
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8



The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
PHOTO: The Journey 嘻游记 Xī yóu jì (Hokkien with Chinese subtitles)
"I'm not afraid of hospitalisation; With MediShield Life helping me. Because I pay insurance premiums; Staying in hospital is cheaper."
Posted by govsingapore, Published on 27 July 2015
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1wBlnSbB1aP-0QgGn7xZkamAFBMkyx-i4P2gienel6lTgSBT44YBdLKaHwOolcuJuUtSAJuww0WsqFIzNpTqPFSYUTkbGkN8x0VnGvn4Jl9fbeArGiGaaV9UCfiUZJohuykK_yfJxWOs/s1600/Deity.gif
https://www.youtube.com/watch?t=59&v=QvPQ0bPwkx8




Reference

Wednesday, August 20, 2014

Promotion for pioneer package hits sweet spot

My Paper, Tuesday, August 19, 2014, Page A7, Opinion
From http://epaper.mypaper.sg/emnd/fvxen/fvxp/fvxpress.php?param=2014-08-19
Source Website: http://mypaper.sg/opinion/promotion-pioneer-package-hits-sweet-spot-20140819
By Daniel Yun, mypaper, myp@sph.com.sg, Published on Aug 19, 2014


The Mandarin version of the Pioneer Generation Package commercial
PHOTO: RIGHT NOTE: The Mandarin version of the Pioneer Generation Package commercial posted on the YouTube channel of the Singapore Government features Lee and Tan singing about the package, with seniors dancing in the background.
PHOTO: YOUTUBE
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhN7e2mCj7eQQ2Ckf5pLWCwfglDU3D0sy9NtMdTAYIIA_ibofXH17G9ghh_Oi2CyBW7ECna99grXFHIKllmjI9eedOQQREMXzKbRV0RAaHKOobucQWgt_wo-uE_PfX15_kljZbzVPQVgNY/s1600/Promotion+for+pioneer+package+hits+sweet+spot.jpg
My Paper, Tuesday, August 19, 2014, Page A7, Opinion



THOSE who watched Channel 8 in the last few weeks may be aware of an elephant in the room.

No one seems to want to talk about it but, when someone does, everyone has an opinion, including some strong views.

I am referring to the Pioneer Generation Package (Mandarin) - The Musical commercial.

I first saw it on television immediately after the National Day Parade.

At first, I could not make out what it was.

I thought it was a follow-through of the parade, a Mandarin national song of sorts.

It also crossed my mind that it could be an early mid-autumn commercial for mooncakes.

Towards the end of the commercial, the logo for the Pioneer Generation Package appeared.

Those who do not know what I am talking about can catch the musical on YouTube.

There are various versions of the commercial, in different dialects and languages, as well as a variety of formats.

The Mandarin version is a musical and it stands out, for good reasons to some, and for all the wrong reasons to others.



Old Shanghai songstress played by Sebastian Tan
PHOTO: Old Shanghai songstress played by Sebastian Tan
Posted by Christina Chung | | Evian Baby, Evian Water, Lifestyle/Tech, Mark Lee, news, PGC, PGP, Pinkdot, Pioneer Generation Card, Pioneer Generation Package, Rainow Lover, Sebastian Tan, Singapore, singapore blogger
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLrrG4Snd4CiOYKe7THuvIpR_Slqyz-8rP15WeF0n6rJOE-brEK_sMibeXBBZBqrID8tzdVmJNKFCHQEjVS654jUglx5EHaMB8_KIsrZ7r3uAXNuYZ7eenOVL4l9Nmpg1gkumXoTxsrRc/s1600/Sebastian-1.jpg
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKwDF-UcmY_BSBu1jXsyebijRrbwR0QJ0oO3NPHcEOmtmcrBScw_VPy3iG4Ind8qIUaG5S2ThTtuHomeeevUt1wUsmKahENnjtCZZoH7vRD5HuvnsUsaIcT2F-tpwbNdSE4mtF68NqOfA/s1600/Sebastian.jpg
http://huneyzworld.blogspot.sg/2014/08/i-think-pioneer-generation-package-ad-is.html



It features Mark Lee and Sebastian Tan singing about the Pioneer Generation Package, with seniors dancing in the background. Tan cross-dresses as a woman.

The Government is concerned that it may be difficult to communicate the Pioneer Generation Package to seniors - the pioneer generation.

That is why the Government has a deliberately elaborate campaign for it.

The Mandarin musical has sparked discussion about whether it can really do the job of communicating the package to seniors.

Many in this group said they did not get the full message, if at all. What is the Pioneer Generation Package really? To be fair, outside of the target group, many Singaporeans do not know it as well, at least not the details.

This is not unlike the Central Provident Fund, where a lot of people, not just older people, do not know the specifics.

The discussion about this musical, however, is not really about the effectiveness of communicating the package. Rather, the question is, why do it as a musical, and why have a cross-dresser in a musical?

I posted about the Mandarin musical commercial on Facebook with a comment that I was not sure if I liked it, nor if the musical could enlighten old folk on the Pioneer Generation Package.

The reactions were fast and furious. The likes and dislikes were equally and vocally aggressive.

Many said their parents would stop what they were doing to watch the commercial every time it came on.

A few even said their uncles and aunties were asking for the YouTube links to it, saying that they were captivated by the song and were very entertained by the musical.

There were others who liked the performers, especially Tan. There were also some who did not know the woman singing in the musical was a man.

Some thought the woman was Jack Neo in drag. And then there were some who thought it was bold to have a cross-dresser in a musical for the pioneer generation.

Those who disliked the commercial thought using a musical made it even more difficult to communicate what the package was about.

Some felt it was inappropriate to have a cross-dresser in a musical targeted at seniors. Why not someone the older generation looks up to, they asked.

So, do I like the Mandarin musical? I found it catchy. I was not sure if I was entertained. But I was drawn to it and I have grown to like it.

And because I like it, I progressively knew more and more about the Pioneer Generation Package.

From a marketing perspective, any campaign that solicits strong responses is successful in some way.

If a campaign entertains and informs, then it is unusually effective, even worthy of an award.



Catchy, drawn to it and have grown to like it.
PHOTO: Catchy, drawn to it and have grown to like it.
Picture posted by tansux, Arch-Supremacy Member on 29 July 2014, 10:34 PM
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTo0_h58Po_m46MhO_jVRVO46UtfpEdK1FgengskJYnWJBeMdWJWyH8wTyRmGYPuZhP8f1zm9FDzLAxx58Mwx1gYKponDJJd-qw3d8uCV4DEAxMyAb8HTphKMooIKGY8F7RRr0-XaM5Zc/s1600/F9wTJ5L.gif
http://i.imgur.com/F9wTJ5L.gif
http://forums.hardwarezone.com.sg/eat-drink-man-woman-16/new-pioneer-generation-advertisement-starring-mark-lee-4755605.html



By Daniel Yun, mypaper, myp@sph.com.sg, Published on Aug 19, 2014
The writer is a film-maker and life coach. He blogs at danielyunhx.com



Pioneer Generation Package (Mandarin) - The Musical

By gov singapore, published on Jul 25, 2014
Our Pioneer Generation helped build our nation into the Singapore it is today following our independence.

Hence we need to honour them, recognise their contributions and care for them in their silver years.

The Pioneer Generation Package helps provide assurance for their healthcare needs for life. To find out more, visit www.pioneers.sg
http://www.youtube.com/watch?v=VNHGqE1SC8w



Pioneer Generation Package: The Musical - Behind the Scenes (Hokkien/Mandarin with Eng subs)

By gov singapore, published on Aug 10, 2014
Watch Mark Lee’s and Sebastian Tan’s special Hokkien/Mandarin rendition of ‘Pioneer Generation Package: The Musical’ in this behind-the-scenes video!
http://www.youtube.com/watch?v=4gVcc5dakrc

 


Reference

Wednesday, May 28, 2014

How to reassure Ah Pek on the Pioneer Package

My Paper, Thursday, May 22, 2014, Page A10, News, Opinion
From http://epaper.mypaper.sg/emnd/fvxen/fvxp/fvxpress.php?param=2014-05-22
Source Website: http://mypaper.sg/opinion/how-reassure-ah-pek-pioneer-package-20140522
By Jeremy Lim, mypaper, myp@sph.com.sg, Published on May 22, 2014


SHOW AND TELL
PHOTO: SHOW AND TELL: This show in Hougang last month used English, Mandarin and dialects to explain details of the Pioneer Generation Package. While communicating the benefits is vital, perhaps the challenge lies in the complexity of the design.
PHOTO: THE STRAITS TIMES
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZ7Q5Y2m1ggYNyhKfaqIdApTKXW1RCC3cdytFjfu8zi5aHhGFf-Rv4nbQ9a9S3sMJGBNvDlFsQuy_qjnqaqhAT45qxUSfP_PSq0lJouJNotCVBzG5Q7nJZ2fVJCQXOq6bc6pweeTdwujQ/s1600/How+to+reassure+Ah+Pek+on+the+Pioneer+Package-1.jpg
My Paper, Thursday, May 22, 2014, Page A10, News, Opinion



AMID the euphoria of the Pioneer Generation Package (PGP) announcements, it is hard to be a wet blanket. In fact, it seems almost churlish to question the package of medical subsidies the Government has committed to giving the "pioneer generation", or those aged 65 and above.

But before the headlong rush into implementing the package, it would be timely to step back and ask whether there are aspects that can be done differently.

I do not doubt the Government's sincerity and commitment. At the same time, one cannot help but wonder whether the package will fully achieve its twin objectives of providing our pioneers with not only lifelong medical care but also financial peace of mind.

For the PGP, simplicity is vital. The scheme targets citizens who are educationally, linguistically and socially diverse. Policymakers have to deliver messages simple enough to be understood and yet powerful enough to resonate.

If one does not understand, it is difficult to feel reassured.

A recent survey highlighted that seven in 10 Singaporeans had heard of the PGP but more than half admitted they did not know or understand the benefits. The statistics involving the target group - the pioneers - I suspect, would be even more modest.

It is striking that in rolling out the PGP, the Government has found it necessary to establish a task force, helmed by two ministers, which has prioritised communicating the benefits to the intended recipients.

The co-chairman of the task force, Senior Minister of State for Health Amy Khor, described last month plans to train 1,000 front-line staff and said that the Government would be "running through with them the various questions and concerns that Singaporeans may have regarding health-care subsidies and also to help them address some of these questions and concerns to provide reassurance to patients".

Perhaps the challenge really lies in the complexity of the design. From a policy perspective, the PGP sits on top of the existing 3M (Medisave, MediShield, Medifund), Chas (Community Health Assist Scheme) and CDMP (Chronic Disease Management Programme) schemes, which, arguably, most Singaporeans do not fully understand anyway.

Under the proposed system, there are multiple tiers of subsidy, depending on whether the presenting disease is deemed "simple" or "complex", whether the disease is included in the CDMP, and so on.

The contrast with many countries with universal health coverage is stark. The message should be simple: At the point you need health care, concentrate on getting well; don't worry about money.

In many schemes globally, no co-payments are required, or if there are, these are in the form of fixed amounts with annual limits. In Singapore, the individual's co-payment can soar, while the Government's share (subsidy amount) is capped.

Australia announced in its Budget last week that the government would impose a A$7 (S$8.10) co-payment for each visit to the general practitioner, up to a total of A$70 a year for concessional patients.

No caveats depending on type of disease, no exclusions depending on housing type or income. Just a simple A$7 figure to understand and remember.

This brings me to the second point. It is better to frame the scheme to be viewed through the lens of the pioneer and not the policymaker.

While $9 billion is an admirable commitment to the health- care needs of the pioneer generation, the pioneer would much rather know what he needs to pay individually rather than the amount the Government subsidises.

Imagine the thoughts running through the mind of a pioneer: "Yes, it is good to know there is a $28.50 per visit subsidy for a common illness like a cough or cold, but how much do I need to pay? Nothing? $10? $20? More?"

The Government's concerns over unanticipated costs and the instinct to safeguard public coffers are understandable and perhaps even natural.

But to the Singaporean living on $1,000 a month, a mis-estimation of the medical bill by $50 is 5 per cent of all he has; to the Government, the same mis-estimation occurring for even 10 per cent of our pioneers is $2.25 million, or barely a quarter of a per cent of the $9 billion allocated.

Perhaps the risk of getting the numbers wrong is a yoke easier borne by the Government's accountants than by elderly Singaporeans.

The PGP is the cornerstone of the Government's 2014 Budget. The Government has correctly read the minds of the pioneer generation that fears around health care weigh heavily.

The political will is there to make a difference; Prime Minister Lee Hsien Loong has declared to the pioneer generation that he and his Government will "make medical care always affordable for you".

Let's design the PGP such that every Singaporean in the pioneer generation can easily understand and use it, safe and secure in the comforting reassurance of a nation's gratitude.

By Jeremy Lim, mypaper, myp@sph.com.sg, Published on May 22, 2014
The writer is a partner in the global consulting firm Oliver Wyman. This article first appeared in The Straits Times.


 To the Singaporean living on $1,000 a month, a mis-estimation of the medical bill by $50 is 5 per cent of all he has; to the Government, the same mis-estimation occurring for even 10 per cent of our pioneers is $2.25 million, or barely a quarter of a per cent of the $9 billion allocated.

PHOTO: Simplicity is vital. To the Singaporean living on $1,000 a month, a mis-estimation of the medical bill by $50 is 5 per cent of all he has; to the Government, the same mis-estimation occurring for even 10 per cent of our pioneers is $2.25 million, or barely a quarter of a per cent of the $9 billion allocated.

Perhaps the risk of getting the numbers wrong is a yoke easier borne by the Government's accountants than by elderly Singaporeans.


It is better to frame the scheme to be viewed through the lens of the pioneer and not the policymaker.
PHOTO: THE STRAITS TIMES, Published on May 14, 2014
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1rVOTExbIWTxmlG0sQD_KFqWkqwV4gd63kH3G0sZkaYTks_Gv4JsnNEfe_KPxdcxsodpVyQL_dqzuX81pzkbCgQhFRO0UmSBu46cFd6zHXdyvIT9grT5WW-Wo4J4LjbCCvwck-9oPPAg/s1600/MY_20140514_OPINION14_P_316988.jpg
http://mypaper.sg/sites/default/files/field/image/20140514/MY_20140514_OPINION14_P_316988.jpg
http://mypaper.sg/opinion/problem-overconfidence-20140514
 


Reference